Mortgage Blogs

Stay up to date with the recent industry news and mortgage trends.

5 Questions to Ask Your Mortgage Broker or Lender in Ontario, Canada

Before signing any mortgage deal, make sure you’re asking the right questions. This guide covers the 5 most important things to discuss with your mortgage broker or lender—from mortgage types and APR ... ...more

Broker Blogs

June 30, 2025•3 min read

Changing Your Mortgage Type in Ontario: What Homeowners Need to Know

Thinking of switching your mortgage from fixed to variable or vice versa in Ontario? Learn key conditions, penalties, pros, and strategies to help you make a smarter, more informed decision for your f... ...more

Broker Blogs

June 15, 2025•4 min read

Should You Really Be Mortgage-Free in Retirement? Not Always.

Paying off your mortgage may feel like the safe move—but it’s not always the smartest. For Ontario homeowners, using home equity through refinancing, a reverse mortgage, or a HELOC could offer more fl... ...more

Broker Blogs

June 01, 2025•4 min read

Think You're Pre-Approved? Not If You Haven’t Done This

Too many homebuyers are misled by “pre-approvals” that aren’t backed by verified documents. In this eye-opening post, we break down the real risks of relying on conditional rate holds, share a real cl... ...more

Broker Blogs

May 15, 2025•3 min read

Are Variable Mortgage Rates Worth It in 2025?

In today’s uncertain economy, choosing between a fixed or variable mortgage in 2025 isn’t just about chasing the lowest rate—it’s about matching your strategy to your risk tolerance and financial goal... ...more

Broker Blogs

May 05, 2025•3 min read

2025 Mortgage Market Outlook: How Today’s Economy Is Shaping Opportunities

2025 Mortgage Market Outlook Mortgage rates may be higher, but so are the opportunities—if you know where to look. In this blog, we break down how today’s economic landscape is affecting renewals, pu... ...more

Broker Blogs

April 16, 2025•3 min read

Is a No-Payment Mortgage the Right Choice for You?

Need cash without monthly mortgage payments? A no-payment mortgage—like a reverse mortgage or private lender loan—lets you access home equity without immediate repayment. Whether you're building, taki... ...more

Broker Blogs

April 01, 2025•5 min read

Should You Renew or Refinance Your Mortgage? Here’s What to Consider

As your mortgage term concludes, you have the option to either renew with your existing lender or refinance for greater flexibility. Refinancing could help reduce payments, tap into home equity, or co... ...more

Broker Blogs

March 15, 2025•4 min read

You Missed the Best Time to Buy—But the Next Opportunity Is Coming

Looking for your next opportunity in real estate? While 2020 may have been the ideal time to buy, the market is shifting, and 2025 could bring unique buying opportunities. Don't miss out on the chance... ...more

Broker Blogs

March 01, 2025•3 min read

Will Trump's Tariffs Push Canadian Mortgage Rates Lower in 2025?

Will U.S. tariffs push Canadian mortgage rates lower in 2025? With rising trade tensions and economic uncertainty, the Bank of Canada is signaling potential rate cuts. Learn how these changes could im... ...more

Broker Blogs

January 31, 2025•4 min read

Capital Gains Tax Changes: Are They Happening or Not

In June 2024, the Canadian federal government proposed increasing the capital gains inclusion rate—the taxable portion of profits from selling investment properties, secondary homes, or cottages. This... ...more

Broker Blogs

January 14, 2025•2 min read

Kickstart 2025 with Smart Mortgage Strategies

As we welcome 2025, it’s time to set the stage for financial success and meaningful connections. For mortgage brokers, January presents the perfect opportunity to engage with your audience, educate cl... ...more

Broker Blogs

December 31, 2024•2 min read

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